SOFORT Banking - on-line payments for e-shops
SOFORT Banking is not anymore a no-name start-up. It is system used in 13 countries of Europe and other will follow. The system process about 100 thousend transactions daily, with the whole year volume is 3,3 bil. EUR. It is under KLARNA Group.
SOFORT Banking is one of the most used payment methods in eCommerce in all active European countries.
We are Business Partner of SOFORT Banking for Czech and Slovakia, in case of your interest, please ask us for your registration link.
What is SOFORT Online Banking and how does it work?
SOFORT Online Banking is an online direct payment method and works on the basis of tried-and-tested online banking.
The big advantage is: You don't need to register or open a virtual account, known as a wallet. It is an immediate and direct transfer of funds.
Customers who select SOFORT Online Banking as their preferred method of payment for an online purchase will be directed straight to the secure sofort.com payment form. All transfer data is carried over automatically so that you only need to enter your bank's sort code along with your usual online banking login details and finally the confirmation code in order to authorise the transfer. All information are delivered to your bank in an encrypted form. The online merchant receives confirmation of the transfer order in real time and can dispatch the goods promptly. This means there's no waiting time before the goods are sent, as is the case with payments in advance (by means of a bank transfer) for example.
What advantages do I have from paying with SOFORT Online Banking?
You have a lot of advantages. In particular, you can expect faster delivery of the goods you order online, because the merchant receives confirmation of the transaction immediately after you set up the transfer order, so he can dispatch merchandise very quickly. With SOFORT Online Banking you don't need to register. You don't require a credit card, learn new passwords, or go to the effort of keeping a virtual bank account, such as a wallet. Thanks to the two-stage authentication procedure (with PIN) using SOFORT Online Banking is more secure than paying with a credit card or eWallet. Additionally, you have the advantage of not needing to type in information a second time, which is potentially a source of error. All payment information that the bank requires for the transfer is already there. That's what makes this payment method so convenient.
- Easy - No second account (Wallet) and no registration
- Fast - Direct and binding payment: faster than advance payment via bank transfer
- Paying in real time
- Secure - High security by means of a multi-level authentication process and one-time validity of the confirmation code
- Sofort Online Banking is used in more than 35.000 online shops all over the Europe
- 60% of all online shoppers in Europe have already made payments with SOFORT
- 99.9 %of banks covered
Do I have to register in order to use SOFORT Online Banking?
No. With SOFORT Online Banking, you can make payments easily and securely without registering. All you need is an online banking account with PIN procedure.
How is SOFORT Online Banking different from eWallets like PayPal?
PayPal is what's known as an eWallet, an electronic purse. Users must transfer money first to the PayPal account or set up a direct debit order from their bank account or credit card. SOFORT Online Banking, however, doesn't require such detours, because it works on the basis of recognised online banking. You don't have to go to the effort of registering or setting up a virtual account. This means there's no need for additional bookkeeping. Your online banking login details like PIN are all that you need for online shopping.
Which online banking accounts can I use SOFORT Online Banking with?
You can use SOFORT Online Banking with the online current accounts of most banks. What's super practical: the payment form of SOFORT Online Banking lets you search for your bank. Use with deposit accounts, investment accounts or financial accounts, however, is not possible.
As a purchaser, do I incur costs for using SOFORT Online Banking?
Just the opposite: more than 20% of merchants grant you a discount when you use SOFORT Online Banking. Furthermore, SOFORT Online Banking is the online payment method with which merchants are least likely to charge a payment fee.
Can I cancel a payment that I've made with SOFORT Online Banking?
No. Cancellation of a transfer is no longer possible once the bank has taken receipt of the transfer order. If goods are returned properly, the merchant will refund your money.
How do I get my money back if I return the goods?
If you send goods back after purchase, the return and refund process is the same as with other payment methods. The merchant will refund the money back to your bank account. Some of our merchants have set up a service for refunding money.
Your advantages with SOFORT Online Banking
With SOFORT Online Banking, online shopping payments has never been easier! You can use your own online banking login details – convenient and secure. And thanks to the transaction confirmation your order can be processed immediately. Look forward to speedy delivery!
- Czech Republic
- "Approved Data Protection” from TÜV Saarland
- "Approved Payment System” from TÜV Saarland
- Information security management system (ISMS) certified by TÜV Süd according to ISO 27001
- "Norton secured" powered by Symantec